In a groundbreaking development for post-secondary students across the country, the Government of Canada has introduced a $150 monthly Canada Pension Plan (CPP) benefit specifically for part-time students. This initiative—starting in January 2025—is a significant step toward supporting students who often balance education with work, caregiving, or other responsibilities.

If you’re a part-time student navigating financial challenges, this new benefit could help ease your burden. Here’s everything you need to know about eligibility, the application process, and how it compares to other student support programs.

What is the New CPP Benefit for Students?

The $150 monthly CPP benefit for part-time students is an expansion of the CPP children’s benefit, which has traditionally supported full-time students aged 18–25 whose parent is either deceased or receiving CPP disability benefits.

While full-time students receive $300/month, this new measure allows part-time students to receive 50% of that amount—$150/month—provided they meet specific eligibility requirements.

The goal of this policy is clear: make education more affordable for students who don’t fit the typical full-time model but are equally dedicated to advancing their education.

Why Was This Benefit Introduced?

According to recent data, over 20% of Canadian post-secondary students are enrolled part-time. Many juggle school with part-time jobs, family responsibilities, or health conditions. However, most existing financial aid programs cater to full-time students.

Recognizing this gap, the federal government created this new CPP benefit to level the playing field and acknowledge the unique financial pressures faced by part-time learners.

It’s also a response to recommendations from advocacy groups who have long pushed for equitable access to education funding. The benefit complements broader goals to reduce barriers in post-secondary education and to support young Canadians in building financially secure futures.

Eligibility Criteria for the $150 CPP Benefit

To qualify for the new CPP benefit, part-time students must meet the following criteria:

1. Age Requirement

• You must be between 18 and 24 years old at the time of application.

• If you turn 25 during the academic year, your payments will stop from your birth month onward.

2. Enrollment in Part-Time Studies

• You must be enrolled in a part-time post-secondary program at a recognized educational institution in Canada.

• Eligible institutions include public and accredited private universities, colleges, and vocational schools.

• Online programs count as long as they are run by approved institutions and meet part-time enrollment standards.

3. Parent’s CPP Contribution and Status

• Your parent or legal guardian must have contributed to the Canada Pension Plan (CPP).

• They must also either:

  • Be deceased, or

  • Be receiving CPP disability benefits.

4. Proof of Enrollment and Attendance

• Applicants must submit official proof of enrollment, showing their status as a part-time student. This could include:

  • Enrollment letters

  • Tuition receipts

  • Class schedules

  • Attendance records

How to Apply for the CPP Student Benefit

Applying is easy if you follow the right steps:

Step 1: Gather the Required Documents

Have these ready before starting the application:

• Proof of part-time enrollment (certificate or letter from your institution)

• Parent’s CPP information (confirmation of disability or deceased status)

• Your Social Insurance Number (SIN)

• Banking information for direct deposit (void cheque or bank form)

Step 2: Access the Application Form

• Visit the Service Canada website and download the CPP Children’s Benefit application for part-time students.

• Look for the updated 2025 form reflecting this benefit expansion.

Step 3: Fill Out the Form Carefully

• Provide accurate details, including:

  • School information

  • Parent’s CPP information

  • Banking details

• Double-check all fields to avoid delays.

Step 4: Submit Your Application

You can submit your application in two ways:

• Online via your My Service Canada Account (MSCA)

• By mail to the address specified on the form

Online applications are processed more quickly, but both methods are accepted.

Step 5: Track Your Application and Await Payment

• You can track your application status through My Service Canada Account.

• If approved, the $150 benefit will be deposited monthly into your bank account.

• Processing typically takes 4 to 8 weeks.

How Does It Compare to Other Student Benefits?

Here’s a comparison of the CPP student benefits and other available programs:

Key takeaway: This CPP benefit can be combined with other forms of financial aid, such as Canada Student Grants or loans, giving students more financial flexibility.

What Can the Benefit Be Used For?

The monthly $150 benefit is non-restricted, meaning students can use it however they need. Common uses include:

• Tuition fees

• Textbooks and supplies

• Transportation costs

• Housing and utilities

• Groceries and personal care

This flexibility ensures the money directly supports the real-world expenses of being a student.

Common Questions (FAQs)

1. Can I apply if I’m in an online program?

Yes. As long as the online program is from an approved Canadian institution and meets part-time criteria, you are eligible.

2. What if my parent is disabled but alive?

You’re eligible, provided your parent is a CPP disability benefits recipient and has contributed to the plan.

3. How long do the payments continue?

Payments are monthly and continue as long as you remain eligible, up to your 25th birthday.

4. Can I apply for this and a student loan?

Yes! The CPP benefit does not affect your eligibility for other programs like Canada Student Loans or Grants.

5. Do I need to reapply every semester?

You’ll need to submit updated proof of enrollment each term or academic year. Instructions for re-certification will be provided by Service Canada.

Final Thoughts: A Win for Equity in Education

The $150 monthly CPP benefit for part-time students is a milestone in making education more inclusive. While small in amount compared to some grants, it acknowledges the unique struggles of part-time students—especially those coping with family loss or disability.

By offering this support, the Canadian government not only helps reduce financial stress but also sends a strong message: all students, regardless of enrollment status, deserve support in their pursuit of higher education.

If you’re eligible, don’t wait—gather your documents and apply today. Every bit of assistance counts when building a better future.

For more updates on education benefits, student aid, and government assistance programs in Canada, follow Service Canada’s announcements or consult your school’s financial aid office.